FHA Loans
FHA Loans Your Gateway to Homeownership
What Are FHA Loans?
Quick Qualification Check
FHA Loan Requirements
Credit Score
Debt Ratios
Down Payment
2026 FHA Loan Limits
Most Areas
High-Cost Areas
Alaska, Hawaii, Guam & USVI
FHA Loan Benefits
Frequently Asked Questions
Ready to Get Started?
LOAN PROGRAMS
Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.
FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.
Get personalized FHA loan options with no impact to your credit score.
FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.
See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.
Get answers to the most common questions about FHA loans
Let us help you navigate the FHA loan process and find the perfect home financing solution.
Low Rates, Transparency, & No Hassle
Professional mortgage services tailored to your unique financial goals.
Quick Links
Contact
(262) 300-5550
NMLS#
Powered by Fisherman Mortgage Services
Company NMLS#
<a href="https: <a href="https:
Your Mortgage Broker Pro | Powered by Fisherman Mortgage Services NMLS 2398246
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
Fisherman Mortgage Services is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Fisherman Mortgage Services will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.
For information directly from HUD/FHA, visit <a href="https: For information directly from the VA, visit <a href="http: For information directly from the USDA, visit <a href="https: For more information on the ECOA, visit <a href="https:
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- FHA Government Insured FHA Loans Your Gateway to Homeownership Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers. What Are FHA Loans? FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers. Quick Qualification Check Get personalized FHA loan options with no impact to your credit score. FHA Loan Requirements FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people. Credit Score Debt Ratios *Subject to AUS Approval Down Payment Minimum Required 3.5% Gift Funds 100% OK Down payment can come entirely from gift funds from family members. 2026 FHA Loan Limits FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type. Most Areas High-Cost Areas Alaska, Hawaii, Guam & USVI FHA Loan Benefits See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey. Frequently Asked Questions Get answers to the most common questions about FHA loans Ready to Get Started? Let us help you navigate the FHA loan process and find the perfect home financing solution. Low Rates, Transparency, & No Hassle Professional mortgage services tailored to your unique financial goals. Quick Links Contact (262) 300-5550 Powered by Fisherman Mortgage Services Your Mortgage Broker Pro | Powered by Fisherman Mortgage Services NMLS 2398246 It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. Fisherman Mortgage Services is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Fisherman Mortgage Services will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For information directly from HUD/FHA, visit © {branding.privacyPolicyUrl && Privacy Policy
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