USDA Loans
USDA Loans Zero Down Payment Rural Home Loans
USDA Loan Benefits
How USDA Loans Compare
Qualification Requirements
Property Location
Income Limits
Credit Requirements
Frequently Asked Questions
Ready to Explore USDA Loans?
LOAN PROGRAMS
Get 100% financing in eligible rural and suburban areas. USDA loans offer zero down payment, low mortgage insurance rates, and flexible credit requirements for moderate-income homebuyers.
Discover why USDA loans are one of the best-kept secrets in home financing.
See why USDA loans are often the best choice for eligible rural and suburban homebuyers.
USDA loans are designed for moderate-income families. Check if you meet the requirements below.
Must be in a USDA-designated rural or suburban area. Many areas just outside major cities qualify. Use the USDA eligibility map or contact us to check your desired location.
Limits vary by county and household size
Get answers to common questions about USDA loans
Find out if your dream home is in a USDA-eligible area and start your journey to homeownership.
Low Rates, Transparency, & No Hassle
Professional mortgage services tailored to your unique financial goals.
Quick Links
Contact
(262) 300-5550
NMLS#
Powered by Fisherman Mortgage Services
Company NMLS#
<a href="https: <a href="https:
Your Mortgage Broker Pro | Powered by Fisherman Mortgage Services NMLS 2398246
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
Fisherman Mortgage Services is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Fisherman Mortgage Services will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.
For information directly from HUD/FHA, visit <a href="https: For information directly from the VA, visit <a href="http: For information directly from the USDA, visit <a href="https: For more information on the ECOA, visit <a href="https:
©
- navigate(l.path)} className="text-sm font-medium transition-colors hover:opacity-70" style= >
- Loan Programs
- } className="block w-full text-left px-4 py-2.5 text-sm transition-colors hover:bg-gray-50" style= >
- navigate('/loan-estimate-analyzer')} className="text-sm font-medium transition-colors hover:opacity-70" style= >Analyze Your LE
- setMobileMenuOpen(!mobileMenuOpen)}>
- } className="block w-full text-left text-sm font-medium py-2" style= >
- setOpenFaq(openFaq === i ? null : i)} className="w-full flex items-center justify-between px-6 py-5 text-left">
- navigate(link.path)} className="block text-sm transition-colors hover:text-white" style= >
- } onBlur= >Skip to main content
- USDA Rural Development Program USDA Loans Zero Down Payment Rural Home Loans Get 100% financing in eligible rural and suburban areas. USDA loans offer zero down payment, low mortgage insurance rates, and flexible credit requirements for moderate-income homebuyers. USDA Loan Benefits Discover why USDA loans are one of the best-kept secrets in home financing. How USDA Loans Compare See why USDA loans are often the best choice for eligible rural and suburban homebuyers. Loan Type Down Payment Credit Score Mortgage Insurance Location Income Limits Qualification Requirements USDA loans are designed for moderate-income families. Check if you meet the requirements below. Property Location Requirement USDA-Eligible Area Must be in a USDA-designated rural or suburban area. Many areas just outside major cities qualify. Use the USDA eligibility map or contact us to check your desired location. Income Limits Limit 115% of Area Median Applies To All Household Members Deductions May Apply Limits vary by county and household size Credit Requirements Automated UW 640+ Manual UW Available DTI Max 41% Frequently Asked Questions Get answers to common questions about USDA loans Ready to Explore USDA Loans? Find out if your dream home is in a USDA-eligible area and start your journey to homeownership. Low Rates, Transparency, & No Hassle Professional mortgage services tailored to your unique financial goals. Quick Links Contact (262) 300-5550 Powered by Fisherman Mortgage Services Your Mortgage Broker Pro | Powered by Fisherman Mortgage Services NMLS 2398246 It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. Fisherman Mortgage Services is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Fisherman Mortgage Services will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For information directly from HUD/FHA, visit © {branding.privacyPolicyUrl && Privacy Policy
- Terms of Service